Auto

When your car spends as much time as you do at school, as well as all the driving to and from school, it’s important that you have auto coverage that covers you completely, and affordably.

Liberty Mutual auto insurance comes with a simple promise—we’ll be there if things go wrong, and help you make sure they never do.

If you have the right auto insurance, you can relax and focus on where you’re going and how you’re getting there. By choosing Liberty Mutual, you get features that simplify your already complex life and come with a level of personalized local attention that a service-driven professional like you can appreciate.

ACCIDENT FORGIVENESS

You do everything you can to be a responsible driver and model that behavior for your students. But accidents can happen. With Liberty Mutual, your rates won’t increase due to your first accident for qualifying new customers.

To qualify, you must be accident free for five years and have three years of violation free driving. Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual's underwriting guidelines and varies by state.

NEW CAR REPLACEMENT

A new car is major investment and you do everything to keep it that way. If your new car is declared a total coverage loss within the first year and has less than 15,000 miles, we’ll give you the money to buy a brand new car. And to help you get back on the road as soon as possible, our total loss specialists can even help you locate your next car.

Subject to applicable deductible. Not applicable to leased vehicles or motorcycles. This coverage is not available in NC or WY.

UNLIMITED RENTAL

With Liberty Mutual we want to ensure that car repairs don’t cause everything else in your life to break down. That’s why when you purchase our optional Rental Coverage and have a covered Collision or Comprehensive loss, you receive a rental car for the entire time your vehicle is being repaired, no matter how long that may take if you use Liberty Mutual approved rental and repair facilities. We even have Enterprise Rent-A-Car representatives located in our local offices who can help with all the details and often arrange for the car to be delivered directly to you.

This coverage is not available in AK, HI, NC, NY or VA.

TOWING & LABOR

If you purchase our optional Towing & Labor coverage for an extra $6 per vehicle and you have a major car breakdown or even something as simple as an empty gas tank, a dead battery or a flat fire, we’ll be there to help. We’ll provide the tow to a Liberty Mutual approved repair facility and the cost will be completely covered.

Must have purchased Towing and Labor coverage and requires use of Liberty approved towing and repair vendors. Cost of fuel is not included. Not available in AK, HI, NC, NY, and VA.

24-HOUR ROADSIDE ASSISTANCE

Receive emergency help anytime, anywhere in the U.S. or Canada, so you can avoid missing precious class time and make the most of your personal time. Liberty Mutual Roadside Assistance has over 30,000 service providers available and on-call 24 hours a day, 7 days a week, in both the U.S. and Canada. So no matter where you are, we’ll never leave you stranded.

MECHANICAL PARTS REPLACEMENT

To help you protect your hard-earned budget we fully cover the replacement of damaged parts—such as tires, mufflers, or batteries—resulting from a covered loss, without depreciation.